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A smooth switch for you
​​​​​​The Current Account Switch Service makes switching your current account simple, reliable and stress-free.

You could even switch with an overdraft, just speak to your new bank first.

Your switch is guaranteed

Over 4 million current accounts have been switched so far and more than 40 banks and building societies are already part of the service.

The Current Account Switch Guarantee means that your new bank takes care of closing your old account, moving your balance and switching your payments. So you don’t need to worry.
The Switch Guarantee means that your new bank or building society will:
  • ​Switch your current account for free
  • Switch your account on a day you choose
  • Move all of the payments, coming in and going out, from your old to your new account
  • Transfer your balance from your old account on the switch date you choose
  • Redirect any payments accidentally made to your old account and get the sender to correct your details
  • Refund you for any interest or charges incurred as a result of your switch​​​

Why switch?

Take advantage of the great current account deals out there.

Your personal current account

For anyone with a UK current account, including joint account holders.
You can benefit from:

  • Cashback
  • Helpful apps
  • and more​​

Your business current account

For small businesses, charities and trusts who have less than 50 employees and an annual turnover of less than £6.5m.
You can benefit from:

  • Free banking
  • Exclusive access to new products
  • and more​​

An easy switching process

We guarantee a smooth switch. All you need to do is:
Open your new current account
Pick a switch date
Let your new bank or building society do the rest

Satisfied Switchers

  • ​I switched to my current account provider due to the switching deal they were offering. I was initially nervous about the process in case bill payments and my salary didn't go through on time. However, the process was smooth and took just 7 days. All bill payments were switched over and my salary went into my new account with no issues.​

    Joanne Current account user
    Joanne
  • ​I was really pleased with my switch, the whole process was very straightforward, and on the switch day everything was set-up on my new account, including all my online banking arrangements, so I could hit the ground running.

    Richard Fincham Camberwell
    Richard Fincham
  • I was able to fill in the simple forms online in the comfort of my own home. Nothing could be easier! I was kept up to date with every aspect of the switch and was able to choose my own switch date. All of my payments in and out were swapped correctly. All in all, a fantastic service that makes it easy to move confidently to a bank that you are happier with.

    Stephanie Earl Warwickshire
    Stephanie Earl
  • I used the Current Account Switch Service and found it completely hassle free, my payments and Direct Debits were switched over and not one hitch was noted. I highly recommend this service.

    Gary Puddepha Current account user
    Gary Puddepha
  • ​The process was incredibly easy and I would highly recommend everyone consider using the service.

    David Glasglow
    David
  • ​I switched my main current account, which I had used for many years, and which had all my direct debits and standing orders set up. Using the Current Account Switch Service was easy, went without a hitch and my new account took over seamlessly where the old one left off, enabling me to get the benefits of a higher interest paying account with no hassle.

    Steve Rose Current account user
    Steve Rose
  • Would highly recommend the Current Account Switch Service. Simple, straightforward and reliable. Once I had given my old bank details, my new account was set up on the date agreed and all my Direct Debits transferred over. No need to waste time calling each supplier individually or arranging closure of your old account.

    Annemarie Jones Stockton on Tees
    Annemarie Jones

Participating banks and building societies

Take a look at the banks and building societies who are part of the Current Account Switch Service below.

Got a question?

Take a look at our FAQs for answers.​

Read our FAQs